David Luther Giertz is one of the industry’s leading financial advisors.
Recently, he did an interview with Cincinnati Patch about planning financially for retirement. In this interview, David Giertz discussed the importance of investing in a brokerage account. Why brokerage accounts? They offer more flexibility in withdrawing and investment amounts. He also discussed the benefits of investing in a health savings account due to the rising costs of healthcare and the need to fund medical treatments after retirement age.
Giertz discussed other retirement plans and realities.
For example, Giertz discussed how much you may need to save and how to consider if you have enough money put aside. He also discussed possible financial ramifications of early retirement and how it may require you to save more money rather than retiring at the conventional age of 65.David Giertz also discussed the differences between a Roth IRA and a 401(k) and which one may be better suited to your salary.
David Giertz has over 30 years of experience.
He works as president of sales and distribution for Nationwide Investment Services Corporation in Dublin, Ohio. Giertz is a FINRA registered broker. He attended both Millikin University and the University of Miami.
He has worked for other prestigious companies in the past.
Some of these include Skokie Federal Savings, The Mutual Life Insurance Company Of New York, and over ten years at Citicorp Investment Services. Giertz was Executive Vice President of Sales when he was at Citigroup. He also works for FINRA as an industry arbitrator.